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7 Easy Tips For Anyone Hurt on the Job. Workers’ Compensation ========================= Know Your Rights! ========================= If you are hurt on the job you must be able to protect you health and income. Here are a few important tips for anyone injured on the job: 1. What is Workers’ Compensation? Workers Compensation (or Workers’ Comp) is insurance your employer provides for any worker that is hurt on the job. In Mississippi, any businesses employing five (5) or more workers is required by law to provide Workers’ Compensation Insurance. 2. Report the Injury Immediately. If you are hurt on the job, Workers’ Comp is required by law to pay for your healthcare. You may also be entitled to a disability benefit. However, nothing can be done with your claim until you report the injury to your employer. 3. You May Choose Your Own Doctor. While your employer may send you to their doctor, you may also see the doctor of your choice. NEVER sign any paper listing your choice of doctor by name. If anyone asks you to sign a sheet like this, call an attorney immediately! While you may choose your own doctor, you may do so only ONCE. Many companies will try to trick you into picking their private doctors 4. Your Medical Bills Should be Paid. If you are hurt on the job, all of your medical bills should be paid in full by Workers’ Comp. 5. Workers Comp Pay or a ‘Comp Check’. Often it’s called a “Workers Comp Check”. You may be entitled to disability benefits while you are off work and being treated by your doctor. This pay is 66% of your average weekly paycheck (up to a set maximum). If you have been taken off work by your doctor, you should start receiving this check within two (2) weeks. If your doctor takes you off work and no benefits are being paid, you will likely need to call an attorney. 6. Talk to an Attorney Before Settling Your Case. Even if you think you do not need an attorney, it’s better to be safe than sorry. Most every Workers’ Comp settlement is final. Make sure your rights are protected. Attorneys are able to handle the process for you from beginning to end so you can concentrate on getting well. 7. Don’t Miss Your Deadlines. · In most cases you MUST file for your Workers’ Comp claim within two (2) years of the date of your injury.
· If you started receiving Workers’ Comp benefits and they have been cancelled, then you often have one (1) year from that date to demand payment. You will likely need an attorney for this. |
Capital Towers, Suite 1208, 125 South Congress Street, Jackson, Mississippi 39201 Ph: 601-983-2074 Fax: 601-983-2076
Phone: 601-983-COMP(2667)
Send e-mail to
la1@dobbsdutro.com with questions or
comments.
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